
Insurance and Fees
You are responsible for providing us with your correct insurance information, notifying us of changes in coverage, and notifying us if you have a secondary insurance provider. You will also be required to add your credit card information through our secure portal. This is to ensure that your provider is able to be reimbursed for the work that they do, and you are charged in accordance with what your insurance plan chooses to cover.
We are in-network with the following insurance plans:
-Aetna
-Blue Cross Blue Shield
-Cigna
-Health Partners
-Hennepin Health (Metropolitan Health)
-Humana
-Medicaid and Medicare of MN
-Meridian Health
-UCare
-UMR
-UHC (United)
-Optum
-Prime Health
If you do not see your plan listed, you will need to contact your insurance provider directly and inquire about whether Echo Integrated Health is in-network with your plan.
We will bill your insurance following your visit. You are then responsible for any amount that your insurance plan chooses not to cover. This is referred to as “cost-sharing.” Different forms of cost-sharing are listed below.
Cost Sharing: This term refers to the breakdown of expenses between you and your insurer. Some plans require cost sharing and others may not. These are different types of cost sharing:
Deductible: This is the dollar amount that you need to pay at the start of your coverage every time your insurance starts or resets and is what you need to pay before your insurer starts to pay for covered services. Once you meet this deductible, your insurance will start to cover costs according to your plan.
Co-insurance: Some insurance plans require you to pay a percentage of certain costs and hold you responsible for the remainder - this is called coinsurance.
Co-payment: This is a fixed dollar amount to be paid at each visit (session). This amount, when present, is decided by your insurance company.
Out-of-Pocket Maximum: This is a dollar amount set by your insurer for your specific plan and is the maximum you will pay out of pocket in a year. Your deductible, coinsurance and co-payments are added up to compute your out-of-pocket maximum. After you meet your out of pocket maximum, your plan will pay for everything else (except for your monthly premium).
If you prefer not to use insurance, or do not have insurance, please contact us for information about our self-pay rates.